Farm Protection

Farm Protection Policy

We write farm packages for most farm types under our Farm Protection Policy.

What we like to write under this policy ...

  • Commercial farms with property sums insured up to $5 million.
  • Some hobby farms however this is not really our target market.

What we do not like to write under this policy ...

  • Farms where there is not complete farm infrastructure. For example, we would not write a farm where there was just a shed and some fencing.
  • Farms that are not permanently occupied.
  • Homes that are unoccupied.
  • Farm liability as a stand-alone piece of business.
  • Motor vehicles as pieces of stand-alone business.
  • Farms that are located in the cyclone belt.
  • Homes that are located within 100 metres of uncleared natural bushland.

(Australian statistics have shown that properties located within 100 metres of uncleared natural bush land are 85% more likely to be destroyed in a bushfire compared to those with a cleared space of more than 100 metres.)