Farm Protection Policy
We write farm packages for most farm types under our Farm Protection Policy.
What we like to write under this policy …
- Commercial farms with property sums insured up to $5 million.
- Some hobby farms however this is not really our target market.
What we do not like to write under this policy …
- Farms where there is not complete farm infrastructure. For example, we would not write a farm where there was just a shed and some fencing.
- Farms that are not permanently occupied.
- Homes that are unoccupied.
- Farm liability as a stand-alone piece of business.
- Motor vehicles as pieces of stand-alone business.
- Farms that are located in the cyclone belt.
- Homes that are located within 100 metres of uncleared natural bushland.
(Australian statistics have shown that properties located within 100 metres of uncleared natural bush land are 85% more likely to be destroyed in a bushfire compared to those with a cleared space of more than 100 metres.)
